Founded in 2015, Z to A Financial is the go-to Seattle financial advisor for small business owners, individuals, couples, and families seeking solutions that fulfill today’s needs while preparing for tomorrow’s. Instead of planning from A to Z, we start by looking at the finish line, creating financial plans that begin with your end goals in mind. Through our personalized, relationship-centered approach, we specialize in helping you build the financial future you envision.
Based just north of Seattle in the town of Mountlake Terrace, our team has empowered individuals in our local communities and nationwide for more than a decade. Today, we pride ourselves on being the financial advisor Seattle residents (and clients nationwide) turn to for financial solutions. Integrity, exceptional customer service, and stress-free financial planning are the bedrock of our values. Whether you prefer to meet in person or online, our flexible services are designed to meet you where you are.
Led by Zachariah Robinson, ChFC®, CLU®, RICP®, our team is highly aligned and passionate about helping people confidently build their future. We approach financial planning as a partnership, dedicated to delivering exceptional customer service and staying connected with clients through consistent check-ins designed to adapt your financial strategy as your needs evolve. Our clients have said they see Zach as the Chief Financial Officer of their lives. With comprehensive services and a commitment to holistic planning, we’re in it for the long term.
At Z to A Financial, we specialize in helping small business owners and entrepreneurs navigate the unique challenges of managing both personal and business finances. We guide small business owners through employee benefit options, including retirement plans, group life insurance, and group disability insurance, while also serving as a trusted financial advisor for their personal finances.
However, our services extend far beyond business owners — we work with individuals, families, couples, and anyone ready to take control of their financial future. Through impactful insurance solutions, retirement planning, and wealth management, we work together to develop sophisticated strategies that maintain your ideal balance of growth and protection.
But you don’t need to have a certain net worth or meet a specific financial threshold to benefit from financial planning. In fact, the idea that you need to “afford” a financial advisor is a myth; we aim to offer accessible services that meet you where you are.
Our personalized approach ensures that every client, whether a business owner balancing multiple priorities or a family planning for the future, receives tailored guidance to achieve their goals. Financial planning is for everyone, and we’re here to help you build a strategy that works for your unique situation.
From Z to A, and every stage of life in between, we offer complete financial services to support your financial needs. Rather than honing in on one specific service area, we offer robust services that consider your entire financial picture, not just the individual accounts or policies. Whether your need is one specific product or comprehensive planning, we are readily available to work together to create a plan tailored to your end goals.
● Protection Solutions: Life, disability, and long-term care insurance for your security and peace of mind
● Retirement Planning: Income, investment, and tax-efficient distribution strategies that help you build and maintain your dream future
● Estate Planning: Guidance to establish your legacy and transfer wealth to the next generation smoothly
● Investment and Wealth Management: Customized portfolios created around your goals and risk tolerance
● Business Solutions: Employee benefits, buy-sell agreements, retirement plans, and more designed for small business owners and entrepreneurs
Zachariah Robinson, ChFC®, CLU®, RICP®, launched Z to A Financial after decades in the arts and other careers, and some serious soul searching. He discovered that within the financial services industry lay a career that fulfilled him in every way and work he could feel good about. Zach came to this conclusion after identifying five pillars that mattered most in his life and career, and these same pillars remain key values to the Z to A way.
Life is about the genuine connections you make along the way — some last 5 minutes, some last 50 years, and the duration of a connection is not always proportional to its lasting effects. These connections are, after all, what it is to be human, and at Z to A Financial, we are fueled by every connection we make, however big or small, while working to build lasting relationships with our clients and offering them a lifetime of holistic financial guidance.
Gandhi said, “Be the change you wish to see in the world.” Our work is a daily testament to our commitment to leaving a positive effect on people’s lives. At Z to A Financial, we structure our services with integrity and a genuinely helpful approach because we are a team that is deeply passionate about the life-changing results of effective financial planning. From helping young people kickstart their financial journey to delivering the check that saves a family farm from foreclosure, these are the moments that define our purpose.
Education is an essential pillar of a fulfilling career and a meaningful life. Learning fosters personal growth, opens doors to new opportunities, and empowers individuals to make informed decisions by knowing all their options. Sharing knowledge not only strengthens connections but also allows for new perspectives to emerge and creates a ripple effect, enabling others to grow and succeed. A commitment to lifelong learning ensures that we continue to evolve, adapt, and contribute to the world in meaningful ways. At Z to A Financial, we are always learning new and better ways to improve our services, ensuring the smartest, most effective strategies for our clients.
Freedom, defined as the ability to design and live life on your own terms, is one of Zach’s core values. With a lifelong passion for the arts, his vision of freedom naturally includes creative expression while embracing life’s other essential pillars. For Zach, finance is more than numbers; it’s a creative outlet that thrives on building meaningful connections, making a positive impact, teaching, and helping others. Above all, it’s a path that allows him to pursue his goals while helping clients work toward the future they envision for themselves and their families.
Financial security is the cornerstone of an enjoyable and fulfilling life. With this belief at heart, Zach founded Z to A Financial with a clear mission: to help others make informed financial decisions for a future of their dreams while pursuing the same for himself. Every day is driven by the passion to guide clients to financial independence through a personalized approach that centers on their unique goals.
Based in the Seattle area, our office proudly serves clients in King County, Snohomish County, Kitsap County and surrounding areas. For added convenience, we offer flexible, in-person appointments at our Mountlake Terrace office as well as virtual financial advising to clients local and nationwide.
Lynnwood, Edmonds, North Seattle, Lake Stevens, Snohomish County, Mill Creek, Everett, Camano Island, Stanwood, Port Townsend, Kitsap Peninsula, Seattle, Shoreline, Woodinville, Woodway, Bellevue, Kirkland, Redmond, and other surrounding areas
Washington, Arizona, California, Florida, Idaho, Massachusetts, Michigan, Minnesota, North Carolina, Nevada, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Texas, Utah, Virginia
21407 44th Ave. W
Mountlake Terrace, WA 98043
Just minutes from I-5, our office has ample free parking.
As a financial advisor with Eagle Strategies LLC, a wholly owned subsidiary of New York Life Insurance Company, Zachariah Robinson specializes in providing personalized investment advisory services that consider his clients’ risk tolerance and timeframe while aligning with their short- and long-term needs.
Zachariah Robinson is a Registered Rep with NYLIFE Securities, a wholly owned subsidiary of New York Life Insurance Company, to provide clients with brokerage services and various investment options. NYLIFE Securities offers a variety of investment options, offering resources to help our clients maximize their growth opportunities.
As a financial professional and licensed agent, Zachariah Robinson aims to support clients by recommending options that align with their goals. We proudly partner with New York Life Insurance Company and its wholly owned subsidiaries to provide life insurance, annuities, and long-term care insurance. With a track record of 171 consecutive years of paying dividends to life insurance policyholders and decades of proven financial strength, New York Life is the largest mutual individual life insurance company in the United States and a leading annuity provider.
We proudly partner with EMG Insurance Brokerage to offer clients options and products not available through New York Life that fit their budget, needs, and long-term goals. EMG mirrors our personalized approach to finding tailored solutions for clients. Since 1987, EMG has offered proven insurance solutions, and today, it offers annuities as well as life, disability, and long-term care insurance.
* EMG Insurance Brokerage is an independent entity and is not affiliated with New York Life Insurance Company or its affiliates (“New York Life”). The [carrier]’s services and business operations are separate from, operate independently of, and are not managed or supervised by, New York Life.
Our process begins with a discovery call, where we’ll discuss your goals and create a personalized plan to achieve your vision of financial freedom. Schedule a call today and take the first step toward a brighter financial future.